Home Insurance FAQs
Find answers to the most common questions about home insurance
Frequently Asked Questions
1. What is Auto Insurance?
Auto insurance provides financial protection against accidents, vehicle damage, theft, and liability while driving.
2. Why do I need Auto Insurance?
Auto insurance helps cover repair costs, medical expenses, and legal liability after accidents, and it is legally required in most states.
3. What does Auto Insurance cover?
Coverage may include liability, collision, comprehensive, medical payments, uninsured motorist, and roadside assistance.
4. Does it cover accident damage?
Yes, collision coverage pays for repair or replacement of your vehicle after an accident, regardless of fault.
5. Is theft or vandalism covered?
Comprehensive coverage protects your vehicle against theft, vandalism, fire, natural disasters, and non-collision damage.
6. Are medical expenses covered?
Medical payments or personal injury protection covers medical expenses for you and your passengers after an accident.
7. Does auto insurance include liability protection?
Yes, liability coverage pays for injuries or property damage caused to others in an accident you are responsible for.
8. Does FowlerInsure offer roadside assistance?
Yes, we provide 24/7 roadside assistance including towing, battery jump-start, flat tire help, fuel delivery, and lockout service.
9. How are auto insurance premiums calculated?
Premiums depend on your driving history, vehicle type, location, coverage limits, and deductibles.
10. How do I file an auto insurance claim?
Contact FowlerInsure as soon as possible with accident details and documentation. Our team will guide you through a fast and easy claims process.